3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Tim Ferguson Broker/Realtor

Tim has lived in Chapel Hill, Durham, North Raleigh, Western Wake Co./Cary and now the Hillsborough-Bahama area. He knows the Triangle from direct experience. Tim has joined Coldwell Banker Howard Perry and Walston in Chapel Hill. Tim brings his great knowledge of the Triangle and his attention to detail to finding the perfect home for you. Your home is probably the single biggest investment you will ever make.  Our team will make this a great experience.

  • Direct: 919-960-6321
  • Office: 919-960-6300
  • Cell: 919-880-9136
  • Fax: 919-313-8661
  • Email: fergusont@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity